Products & Services
Seedco Financial’s wide array of products and services are geared to accommodate the vast and varied needs of small businesses, real estate developers, and not-for-profit organizations. Our services include much-needed affordable loans for working capital for organizations looking to expand, relocate, or restructure. While borrowers typically are considered “high risk” by traditional underwriting standards, Seedco Financial offsets a portion of this risk by connecting borrowers with business and technical assistance through its own programs or via a network of community partners. Government agencies and private sources also help offset potential losses. We work tirelessly to join forces to offer funding, business services, and technical assistance that can immeasurably contribute to the success of businesses and entrepreneurs alike.
Small Business Lending Serves Communities
We’re proud of the numerous small businesses that we’ve helped to achieve success through our Small Business Lending. Created for qualifying businesses located in low- or moderate-income/underserved neighborhoods, or employing workers from such areas, or owned by women or minorities, this resource has positively impacted both businesses and surrounding communities.
Revitalizing with Real Estate Lending
Another element of Seedco Financial’s work is providing loans to acquire, develop, and rehabilitate real estate in predominately low- and moderate-income communities. Projects include affordable and supportive housing, community facilities, and retail development, among others.
Targeted Support: Programs and Initiatives
Our spectrum of offerings range from ArtBusiness, which supports arts groups, to Business Support Services, Energy Conservation, Microlending, and the Growth Opportunities Loans & Services [GOLS] program—each designed with specific benefits for borrowers—as well as regional support programs such as the Gulf Coast Fisheries initiative in Louisiana.
