Small Business Lending

Seedco Financial Denver provides flexible and affordable loans to small businesses in Denver’s low- to moderate-income neighborhoods. The Fund especially targets women and minority entrepreneurs who previously had been unable to obtain start-up or operational financing through conventional sources. It provides below-market-rate loans ranging from $50,000 up to $150,000 with flexible repayment terms.

Initially, we are focusing our lending in the following neighborhoods: Lincoln Park, Sun Valley, Villa Park, West Colfax, Five Points, Clayton, and Montbello. We will consider projects located in other distressed areas and projects that demonstrate a substantial impact on low-wage workers.

Loans range from $100,000 to $1,500,000 and offer below-market rates (typically prime rate minus 2% to prime rate plus 1%) and extended payback periods on term loans (3 to 7 years). Seedco Financial’s loans are tailored to each business’s specific needs and capabilities. Loan products include:

Term Loans (for working capital, equipment, construction and acquisition)
Loan Guarantees
Bridge Loans (to meet immediate needs in advance of receipt of funds already approved by other providers)